Interest-Free Credit Program

At Nalabloom, we believe everyone deserves a fair chance to start a small business.
Our Interest-Free Credit Program is designed to help Nigerian women and young entrepreneurs begin their journey with zero upfront payment, simple rules, and full transparency.

Below is a clear and friendly explanation of how it works.

1. What Is Our Interest-Free Credit Program?

It is a simple and honest way for you to get a Startup Kit now and pay later, without paying any interest.

You receive your business kit first, start earning immediately, and repay in small amounts over time.

This program is built to support hardworking Nigerians who want to grow income but lack starting capital.

2. Who Can Apply?

This program is open to Nigerian women wishing to start small-scale perfume reselling businesses. Priority support (starter kit without deposit) is given to:

  • Low-income individuals
  • Persons with disabilities
  • Single mothers
  • Other financially vulnerable persons recognized by the community

3. What Do You Receive?

You will receive the Nalabloom Startup Kit, which may include:

  • 500ml Perfume

  • Mini spray bottles

  • Funnels

  • Work vest

  • Canva bagID badge card

  • Sales record sheet

  • Sourcing booklet

More types of Startup Kits will be added soon.

4. How Repayment Works

Repayment is simple and flexible:

  • You start paying only after you start earning from your business

  • Repay in small, manageable installments

  • There is no interest, no hidden fees

  • Stay in touch with your support contact for reminders and guidance

We designed this system so you can focus on selling and growing your business, not worrying about extra costs.

5. How to Apply

  1. Contact our service team by whatsapp or Email.

  2. Fill out the interest-free application form.

  3. Wait for confirmation from our team.

  4. Receive your Startup Kit and start your business journey immediately

Important Notes：

  • Repayment is mandatory; please pay on time to stay in good standing.

  • The program is designed to be fair, transparent, and supportive.

  • We reserve the right to adjust repayment schedules if needed, but you will always be informed.

  • By joining, you agree to follow our ethical and fair business principles.

Our Interest-Free Credit is reserved for vulnerable applicants who need start-up support. We offer zero-interest starter kits only to people in the categories below, after simple verification. when you apply, please complete the form. If you are not eligible today, we may still provide guidance on alternative ways to join our program in the future.

 

What Happens After You Submit

  1. We receive your form and confirm the submitted documents.

  2. We will contact you on WhatsApp (same number you provided) to verify details and ask for any additional local confirmation if needed.

  3. Verification — for some applicants we will request to upload the required proof for your category. This helps us make fair decisions quickly.

  4. Approval & Delivery — once verified, we will confirm your starter kit shipment and explain repayment/collection terms.

We try to respond within 24–72 hours after getting complete information.

Have more questions? Visit our FAQ page for quick answers

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